EFC Values

Previous

The EFC is the Expected Family Contribution. This value is calculated by using the income figures reported, number in household, number in household going to college, and state of legal residence in a formula written by Congress.

The Primary EFC and Secondary EFC are broken down into monthly values, in case there is a need to perform calculations on less than or greater than the standard academic year. If both a Primary and a Secondary EFC appear, it means the student qualified for the Simplified Needs Test (SNT) but also provided information about assets. If only a Primary EFC appears, it means either 1) the student did not meet the Simplified Needs Test criteria and only the full-data calculation was done, or 2) the student met the SNT criteria and provided no asset information, or provided incomplete or inconsistent asset information and only one calculation could be performed.

Intermediate Values

These abbreviations represent the intermediate steps used in calculating the EFC. They show the separate components of the need analysis formula, such as the "employment expense allowance" or "parents' contribution from assets." These components are defined in the law. The values can be useful to FAAs when doing recalculations or making professional judgment adjustments to data items.

The intermediate values are identified as follows:

TI
Total Income
ATI
Allowances Against Total Income
STX
State and Other Tax Allowance
EA
Employment Allowance
IPA
Income Protection Allowance
AI
Available Income
CAI
Contribution from Available Income (Independent Student)
DNW
Discretionary Net Worth
NW
Net Worth
APA
Education Savings and Asset Protection Allowance
PCA
Parents' Contribution from Assets
AAI
Adjusted Available Income
TSC
Total Student's Contribution
TPC
Total Parents' Contribution
PC
Parents' Contribution
STI
Student's Total Income
SATI
Student's Allowance Against Total Income
SIC
Dependent Student's Income Contribution
SDNW
Student's Discretionary Net Worth
SCA
Dependent Student's Contribution from Assets
FTI
FISAP Total Income

More information on the need analysis formula and methodology for calculating the EFC is available in the 2018-2019 FSA Handbook: Student Eligibility.

Table of Contents Customer Service

Table of Contents | Customer Service

Close Help